Prepaying Your Property Tax

The Pre-Authorized Withdrawal Plan (PAWS) is an optional payment plan that provides an opportunity for taxpayers to make monthly payments towards the upcoming year's property taxes through an automatic deduction from their bank account. 

To qualify for the City's program your tax account must be up-to-date or have a credit balance.

Please note that if there is a balance outstanding on your tax account when the Tax Notice is issued (end of May), the City will not withdrawal the remaining balance and a separate payment must be made.

Home owners are still responsible for claiming their Home Owner Grant Annually before the tax due date to avoid any penalties.

How to enroll in the Plan

To enroll in the Plan, please complete the application form:

 

 

 Highlights of the Plan

  • There are two options available: the City will estimate your monthly installment (this is recalculated each year) or you choose your monthly installment (this will only be changed upon written request).
  • The regular program is comprised of twelve (12) monthly payments collected on the 15th of each month from July to June. You can enroll in the program at any time, however, the installments will be amortized over the number of months remaining before property taxes are due. 
  •  Interest paid is set by the Lieutenant Governor in Council. The rate is updated quarterly. 
  • There is no fee for this service.
  • You can withdraw at any time.
  • This program is not meant as a personal savings account - refunds are subject to an administration fee.

How to Prepay Your Property Taxes

  • Enrolling in the Prepayment Plan

  • Important Information About the Prepayment Plan

  • Calculating the Prepayment Amount to be Withdrawn

  • Cancelling the Prepayment Plan or the Property Has Sold

  • Returned Payments Due to Account Closures or Insufficient Funds

Contact Us

Property Tax Department

Service and Resource Centre (directly behind City Hall)

411 Dunsmuir Street

Phone:  250-755-4415

Email: collections.info@nanaimo.ca

Last updated: January 6, 2023

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